Funeral/Cash Cover:

1. There is no joining fee.
2. Cash benefit.
3. The main member’s minimum joining age is 18 and the maximum joining age is 74.
4. Waiting period = 6 months for a member, 1 month for accidental death and 24 months for suicide related deaths.
5. The waiting period for members above 74 years is 12 months.
6. Premiums on all policies must be honoured. Failure to do so lapses the policy without notice.
7. Claims must be made within six months after death, however you must notify us of the death immediately.

Burial/Services Cover:

1. There is no joining fee.
2. Services will be rendered with no cash payment.
3. Waiting period = 6 months for a member, 1 month for accidental death and 24 months for suicide related deaths.
4. The main member’s minimum joining age is 18 and the maximum joining age is 74.
5. The waiting period for member above 74 years is 12 months.
6. Premiums on all policies must be honoured. Failure to do so lapses the policy without any notice.
7. Claims must be made within six months after death, however you must notify us of the death immediately.
8. No waiting period if you have an existing policy with an underwritten Funeral Undertaker.